Long Beach, CA Real Estate Video Blog with Melinda Elmer

Showing posts with label South LA County & North Orange County Real Estate Special Message. Show all posts

Happy Thanksgiving From the Elmer Team

Happy Thanksgiving from the Elmer Team.

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Happy Thanksgiving from all of us at the Elmer Team. Looking back on the last year, we’re really grateful for all the support you’ve shown us. Whether you trusted us to help you buy or sell a home or trusted us to help one of your friends or family members do the same, we thank you from the bottom of our hearts. We’re grateful to be able to do this for a living and we look forward to continued success in the future. To see our full holiday message, watch this short video.

Thank you from the bottom of our hearts.

Help Me on My Journey to Give Back to the Community

I love to give back to the community, so this year I’m going to participate in the AIDS/Lifecycle ride. I hope you’ll support this event.

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One of the things I’m very passionate about is giving back to the community.

Starting on June 3rd, I’m going to participate in a ride called AIDS/Lifecycle. This bike ride is seven days and 545 miles long, from San Francisco to Los Angeles.

I hope you will help support this event!.

This is my sixth or seventh year participating in the ride. It is a great event that raises millions of dollars for lifesaving services offered by the San Francisco AIDS Foundation and the Los Angeles LGBT Center.
I hope you will support this event by making a donation here. Don’t worry, I’ll still check in on work if you need me. In the meantime, I appreciate your support in this event and look forward to seeing you upon my return. If you have any questions in the meantime, feel free to give me a call or send me an email.

The Pros and Cons of Reverse Mortgages

Today I'm joined by reverse mortgage authority Andrew Scammon to help me discuss the pros and cons of this loan product.

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Reverse mortgages have both pros and cons to them. Today, I'm joined by Andrew Scammon of Alpine Mortgage Planning to help me explain. A reverse mortgage is a product that first came around in the 1960s by insurance people which allowed people to borrow money to purchase annuities, and the FHA first got involved with them in 1989. Reverse mortgages are designed to allow someone to use the equity in their house to fund the everyday necessities of life. The minimum age for a reverse mortgage is 62, but there have been changes to legislation that allows a co-borrower under age 62. There's no maximum age limit, but another condition is that the property must be one that the FHA is allowed to lend on. As long as it's a safe and healthy environment for the borrower, the FHA will allow them to lend on it, Andrew says. The process of selling your house is one of the key changes we've seen with reverse mortgages since they were first invented. The FHA writes the regulations that let us place a reverse mortgage on a property, and it used to be that the bank actually went on the title. If the owner couldn't sell the property, they didn't have that option. However, reverse mortgages now allow the owner to sell the property, and from a legal standpoint, it's exactly the same as a traditional mortgage—it's just a lien against the property that is paid off when the property is sold.

The FHA will lend on any property they deem healthy and safe.

However, with a reverse mortgage, the balance will be more than they started with, so the house can end up being upside down (you owe more than the value of the house). Neither the client, their heirs, or the estate can be held liable for that overage, though. Even if the owner owes more than the property is worth, the property is the only payback.

If the owner passes away, Andrew says that from a legal standpoint, the heirs can sell the property just like they would with a traditional mortgage and pay off the balance. The remaining equity of the home goes to the heirs after the sale expenses have been taken out. One of the key differences between a reverse mortgage and a traditional mortgage is the time frame.

A traditional mortgage becomes due as soon someone passes away, but with a reverse mortgage, if someone wants to keep the property, they have 120 days to refinance it. If they want to sell it, they have six months, which is hopefully enough time to prepare the property for sale, Andrew says.

If you have other questions for Andrew about reverse mortgages, you can call him at 562-743-0111 or email him at SoCalReverse@gmail.com.

As always, if you have any questions about the market here in Southern California or you're thinking about buying or selling a home, give me a call or send me an email. I'd be happy to help however I can.

We’re Working to Better Serve You

Today, I’m excited to tell you about a fun learning adventure I’m going to participate in.

Looking to buy or sell a home in South LA County or North Orange County? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at (562) 316-2915 for a FREE home buying or selling advice.

Today, I’m excited to tell you about a fun learning adventure I’m going to participate in. I will be one of 50 U.S. real estate agents attending a retreat in Sorrento, Italy!

At the return, I will learn better ways to service our clients and more about what’s happening with the real estate market, in the U.S. and worldwide. I will also be networking with some of the top agents from around the world. I am incredibly excited about this opportunity to bring better service to you.

A week after that, I will be part of a smaller group in Monaco. I will learn how to grow my business and serve our clients better from like-minded individuals. Isn’t that exciting? I will return April 21st. Until then, please contact my team with any real estate questions. They would be happy to help you!

Happy Holidays from The Melinda Elmer Team

Looking to buy or sell a home in South LA County or North Orange County? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at (562) 316-2915 for a FREE home buying or selling advice.

Today we just wanted to send you a quick message, wishing you a Merry Christmas and Happy Holidays! This holiday is all about family, and we consider you all a part of ours. No matter what you are celebrating this time of year, we want to wish you well and let you know we’re thinking of you.

We’ve also got a special treat for you today. We have remixed “The Night Before Christmas” and MC Melinda is on the mic and ready to perform. Check it out in the video above!

Thanks again for all of your support this year, we look forward to hearing from you in 2016!

Thank You for the Support!

Today, I just want to take a moment to say thanks on behalf of myself and my team. We are well-aware of how blessed we are to have such terrific clients and all the referrals you send our way.

We couldn't provide the great service we're so proud of without your trust in us, so THANK YOU! From all of us here at the Elmer Team, we wish you a very happy Thanksgiving and holiday season.

As always, if you have any questions for us, don't hesitate to reach out. We would love to hear from you!

How Does The Elmer Team Give Back to the Community?

Looking to buy or sell a home in South LA County or North Orange County? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at (562) 316-2915 for a FREE home buying or selling

Hello, and welcome back! Today, I want to share some exciting news!

As some of you know, I have recently returned from a trip that was the adventure of a lifetime! This is my sixth year participating in AIDS/LifeCycle, a seven-day bicycle ride from San Francisco to Los Angeles. It's a great event that helps prevent many people from contracting the disease and helps those already infected get the help they need.

I want to thank all of you who have supported me in this, and I look forward to doing this again in the future. If there is a cause out there that you think needs our help, don't hesitate to reach out to us. We love to give back! If you would like to make donations to my team with AIDS/LifeCycle, click here. Thank you so much, and we really appreciate your support for the organizations we contribute to.

As always, give us a call or shoot us an email for all of your real estate needs. We would love to hear from you!

Share Your Experiences Working with Our Team

We want to take this time to say thank you. Thank you to all of our clients who have done some absolutely terrific reviews for us online. We are happy that you enjoyed the services we provide at The Elmer Team.

We want to let everyone know about what we do here at The Elmer Team, so we are going to offer an incentive for you to do just that. We are offering a $5 Amazon gift card for anybody who completes a review for us on this site. Simply write about your experience working with our team so that others can benefit and make informed decisions from that information. If you want to just take an old review that you did for us on another site and post it here, we'd be happy to give you a gift card for that as well.

We have also just redone our website, melindaelmer.com and are constantly getting content up there, so check it out! Thanks for all of your help, if you have any questions about reviewing us or about real estate in general, give us a call or send us an email. We'd be glad to help you out.

Donate to the AIDS/Lifecycle Ride From San Francisco to LA

Looking to buy or sell a home in South LA County or North Orange County? Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call us at (562) 316-2915 for a FREE home buying or selling consultation to answer any of your real estate questions.

AIDS/Lifecycle Ride From San Francisco to LA

Over the next two weeks I will be participating in AIDS/Lifecycle. I love giving back to my community, and this is just one of many ways in which I like to show my support.

This is a charity bike ride from San Francisco to Los Angeles. The ride will average about 80 miles per day and we will be raising money for the San Franciso Aids Foundation and the LA Gay and Lesbian Center, which is one of the biggest HIV/AIDS care providers in the US.

With this being said, I will be out of the office for the next two weeks, but my team and assistant will still be here to help you.

If you want to donate, you can go to www.tofightHIV.org\GoTo\MelElmer

I will be out of the office until June 8, so if you have any questions about North Orange County or South LA real estate, then please do not hesitate to contact my team. They would be more than happy to help you while I'm out raising money for this cause.

Happy Thanksgiving

Welcome back! Thanksgiving is right around the corner. We wanted to take this time to thank you for all your business and your referrals.

With your help we were able to get a lot of people into their dream homes or get top dollar when selling. To show our appreciation, we are having a drawing for a $100 gift card to Amazon.

All you need to do to be entered is send me an email at Melinda.Elmer@gmail.com with the subject line ‘Thankful’ Make sure to include your name and phone number in the email so we can contact you if you win.

We will have the drawing on Thanksgiving Day! Again, thank you so much for all of your support.

If you have any real estate questions, please give me a call. Thanks for watching!

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Why work with us?

Melinda Elmer has served Orange County and Los Angeles real estate communities such as Seal Beach, Rossmoor, San Pedro, Lakewood, Bellflower, Sunset Beach, Los Alamitos, Huntington Beach, Belmont Shore, Belmont Heights, Long Beach and Signal Hill since 2003. Working consistently 10-14 hours a day, she sells over 65 homes a year and is always working in the best interest of her clients to ensure they get results. Her goal is not to simply help you get your home on the market, but to sell it for top dollar. Melinda has a time-tested strategy to get your home sold quickly and for top dollar, and she would love to share it with you. If you want to work with an agent who will put you first, Melinda Elmer is your best bet.

Melinda Elmer
The Elmer Team
5000 East Spring Street
Ste 525
Long Beach, CA 90815
Phone: (562) 316-2915
Fax: (562) 344-2489
Lic #01399946
melinda@theelmerteam.com

What our clients have to say

"Melinda made my experience with selling my property and purchasing a new home as pleasant as possible. It was a contingency buy involving three properties. Melinda orchestrated the process to ensure each property closed to meet my expectations. Thank you Melinda for your courteousness and professionalism."

-Cathy Butler

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"Melinda and her team are amazing. This is my 4th transaction using Melinda and I would never use anyone but her and her team. The knowledge Melinda brings to the table and the professionalism of her team is top notch. We will never use another agent EVER, Melinda and her team will be our agent team for life.

Thanks again Melinda for everything you have done, we appreciate you very much. Huge shout out to Dawn, Kerry and Angie who do an amazing job as well. Keep up the good work everyone.

- Gabriel
Click here to read more reviews

Melinda Elmer Testimonials

Click to hear recent
testimonials from happy clients

Ken - "Melinda was always on top of things. She answered all of our phone calls and if she couldn’t, she got back to us right away or her assistant got back to us. She helped us out a lot because we would get home from work pretty late and if we saw something we liked, she would come out. She knows what’s going on and we had a great experience with her."

Jessica - "Melinda was very helpful, knowledgeable, and she made sure to explain the whole process to me. I had a really good experience working with her. She also made sure to keep my dad informed as he was pretty involved in the process too. From the beginning, I knew that it was going to be a good experience working with her."

Elizabeth - "I was very pleased with the service that Melinda and her staff provided for me. They were always professional and were always attentive to any questions I had. I did a lot of research on the internet before hiring a Realtor and I’m glad I followed my instinct and worked with Melinda!"

Shelby - "Melinda was always helpful and answered any questions I had. I’m not familiar with the selling or buying process so she would always take the time to explain it to me. Melinda helped me with things my property manager should have helped me with and she was always easy to get in contact with."

Muneer - "Melinda did everything she should have done. She told me what steps to take in order to purchase the property and what I should do next after buying it. She really did a good job and we appreciated it!"

Meghan - "We had excellent results with Melinda. I ended up in the place that I loved! When I was going through the loan process, Melinda was on vacation and I ended up having to switch loan officers. She gave me the name of someone that she worked with that could help with the loan and I was just really impressed. She got involved and would email me and made me feel more at ease all while she was on vacation, which was definitely above and beyond."

Lydia - "We ended up buying and selling through Melinda Elmer. We had nothing but positive experiences with her, she was amazing! Every little glitch or hiccup we had through the process, Melinda was on it and took care of it. It was just a smooth selling and buying process. Even when we went camping on the night we had to sign a lot of paperwork, she had an escrow lady come to our campsite so we didn’t have to change our lives at all. We would refer her to anybody!"

Norma - "It took us a little while to find a home. We kept looking and looking until we found this one and she never gave up on us. We got the house so we’re very happy! "

Sheena - "We had been looking and found a condo so we ended up purchasing it. Melinda was great and even at times when I was frustrated, she stuck with it. At one point there was a concern about the property and the minute we found out about it, she was able to execute a plan. The whole process was very good! "

Martin - "It took less than a month to find the place, but the escrow took a bit longer. Melinda did everything she possibly could to expedite the closing of the home. Since I’m a veteran, I was using a VA loan, which is more stringent than the typical loan. There were a lot of things that needed to be done, and Melinda was on top of making sure everything got taken care of in a timely manner. Every day during the escrow process she helped me just by reaching out to those parties to make sure the loan went through. Melinda did an excellent job!"

Tyler -"We were in a time crunch because we have a baby on the way. Everything went smoothly. We found a house within a month of looking. My wife and I have opposite schedules. They arranged things to fit our schedules so that my wife and I could see the house together before making an offer. That was really nice of them."

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AIDS/Lifecycle Ride From San Francisco to LA